Commercial Auto liability (CAL) for commercial trucking risks (and similar transportation risks) continues to present challenges to markets that fail to understand trucking. Increasing plaintiff awards and years of underpriced business have led many insurers away from this class. With disciplined underwriting, proper risk selection, and proper pricing we believe we can maintain market stability for years to come. We believe in simplicity while serving the industry with the proper coverage forms and endorsements. With the use of the ISO Motor Carrier Coverage Form along with industry-specific manuscript endorsements, you can be sure your customers have the best in the industry.