Motor Truck Cargo (MTC) is an essential line of coverage for most truckers and provides
coverage against the risks of direct physical loss to covered property while in transit, loading or
unloading. It also covers property while at a terminal or dock awaiting final distribution. MTC
can be customized with coverage extensions that help pay for physical loss caused by spoilage or
temperature changes due to the breakdown of refrigeration or heating equipment, whether in a
terminal or on a truck. With the use of industry specific coverage forms and manuscript
endorsements, you can be sure your customers have the best in the industry.